From the era of first-generation processing to the comprehensive application of AI today, Payment Asia has been at the forefront of the FinTech evolution for the past 25 years. Our 25th Anniversary Commemorative Book chronicles our transformation into a comprehensive ecosystem that defines “More Than Payment.”

Inside, we explore the four key pillars powering our “PA Universe”: Payment——spanning traditional to De-Fi eras), Treasury, Card Issuing and Remittance. Join us as we reflect on the milestones that shaped Payment Asia and look forward to the infinite possibilities of the future.

Blessing Message

Johnny Mok

SC, BBS, JP

Johnny Mok

It brings me great pleasure to extend my heartfelt congratulations to Payment Asia on the occasion of your 25th anniversary as a premier payment gateway in Hong Kong. Your unwavering commitment to excellence, innovation, and ethical business practices has not only solidified your position as a trusted industry leader but also set a benchmark for integrity and reliability within the financial sector. May this significant milestone serve as a testament to the company's dedication and perseverance, paving the way for a future filled with continued success, growth, and prosperity. Here's to celebrating your past achievements and anticipating the many accomplishments that lie ahead in the years to come.

Paul Li

President, Hong Kong Fintech Industry Association

Paul Li

Over the past 25 years, we have witnessed a remarkable transformation in the payment industry, which has become the cornerstone of the digital economy's development. As an industry leader, Payment Asia has consistently demonstrated a pioneering spirit and a commitment to technological innovation, enabling businesses to undergo successful digital transformations. On the occasion of Payment Asia's 25th anniversary, I extend my heartfelt congratulations. I am confident that Payment Asia will continue to inspire with its innovative approach, leveraging the power of payments to propel the digital economy to new heights.

Chris Hsu

CEO, Kilometre Capital

Chris Hsu

Payment Asia's remarkable 25-year journey has been no less than remarkable. During this time, I've witnessed a relentless commitment to innovation, product, and market leading excellence. Payment Asia's continuous transformation has been tangible, always on the forefront and delivering on customer's evolving needs. Its success has been well earned, rooted in its deep history in payments, digital tech, and an incredible team!

Dr. Winnie Tang

MH, JP, Adjunct Professor, University of Hong Kong

Dr. Winnie Tang

Amidst the global wave of digital transformation, the profound ability to harness vast volumes of data stands as a defining feature, empowering Payment Asia to occupy a pivotal position in Hong Kong's e-commerce landscape. The limitless potential ahead of us highlights the transformative impact we can achieve together. Let's embark on a co-creation journey to shape a future that is not only sustainable but also smarter and more connected than ever before. Let us seize this opportunity together to innovate, collaborate, and pave the way for a brighter future based on technological ingenuity and shared vision.

About Payment Asia Group

Payment Asia Group is a premier fintech holding company headquartered in Hong Kong. Since 1999, we have specialised in secure, streamlined e-payment technology and e-business management, serving domestic and global businesses with a mission to simplify digital commerce through reliable, high-productivity solutions. Over 25 years, the Group has grown into an end-to-end fintech ecosystem spanning payments, asset management, trust services, and digital marketing — operating across 6+ jurisdictions through multiple operating subsidiaries.

Core Capabilities

Our technical foundation delivers advanced tools for instant gateway integration, secured worldwide banking connectivity, and a robust risk management system with full PCI compliance. We provide flexible payment management and deep analytics, ensuring a seamless experience for the modern merchant.

Our Global Ecosystem

The Group orchestrates a diverse portfolio of businesses across multiple jurisdictions:

By the Numbers

  • 25+ years in operation (since 1999 )
  • 6+ jurisdictions worldwide
  • 7 operating subsidiaries
  • End-to-end fintech ecosystem from payments to wealth management

The Arrival of AI: Meet PACO

In 2023, we introduced a groundbreaking AI-driven processing service, featuring automated merchant onboarding and AI-assisted customer service. PACO, our AI assistant (standing for Passionate, Adaptable, Calm, and Optimistic), is designed to provide comprehensive solutions and streamline the digital transformation journey for our clients.

Read the Full Story: