Smart POS Pricing & Online Payment Solution Rates

Explore transparent pricing for our point-of-sale machines. We prioritize clarity in the prices we offer, so you can focus on what matters most—growing your business without worrying about costs or hidden fees associated with POS systems.

Transparent POS Pricing — No Hidden Fees

Payment Asia offers comprehensive smart POS systems and online payment solutions with fully transparent prices. Whether you need a retail POS system for in-store transactions or an online payment gateway for ecommerce orders, our solutions support 10+ mainstream payment methods at competitive rates.

See below for detailed pricing across all payment methods and solutions:

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Online Payment
Online payment refers to digital transactions processed through E-Commerce platforms, API integrations, or LinkNPay payment links.

(E-Commerce / LinkNPay - Payment Links)
LinkNPay is a secure, cloud-based payment link that lets merchants collect payments instantly without a website.

Offline Payment
Offline payment refers to face-to-face transactions processed through physical POS terminals or the PA Pay App at retail stores.

(PA Pay App / POS Terminal)
PA Pay App is a mobile application that turns your smartphone into a payment acceptance device for various digital wallets.

POS Terminal refers to physical point-of-sale terminal devices provided by Payment Asia for secure card-present and QR code transactions.

Alipay

1.6%

1.2%

WeChat Pay

1.6%

1.2%

FPS

1.6%

1.2%

PayMe

1.6%

1.5%

Octopus

1.6%

1.5%

UnionPay Card

2.3%​

2.0%

Special Rates #

2.0%

1.8%

UnionPay QR Code / BoC Pay+

2.3%​

2.0%

Special Rates #

2.0%

1.8%

Visa / MasterCard

2.9% + HK$2
(Oversea Card: +0.8%)

2.3%

Special Rates #

1.8% + HK$2
(Oversea Card: +1.9%)

1.5%

Apple Pay / Google Pay

2.9% + HK$2
(Oversea Card: +0.8%)

2.3%

Special Rates #

1.8% + HK$2
(Oversea Card: +1.9%)

1.5%

JCB

3.7% + HK$2

2.0%

POS Terminal Deposit

-

HK$1,500
per terminal

POS Thermal Paper

-

Waived

Setup Fee / Annual Fee
Setup Fee and Annual Fee refer to the initial onboarding and yearly maintenance costs, which are customized based on the merchant's business profile.

Contact Sales for details

Contact Sales
for details

* The pricing above is for reference only and may vary by industry and other considerations. Final pricing is at the sole discretion of Payment Asia.

# Special rates are applicable for the following industries: Health Foods, Grocery, Travel, Fast Food, Bakery, Cafe, Education, Charity, and newly established physical retail store businesses (those that have not previously applied for credit card payment). The special rates apply to local credit card transactions only.

FAQ about the Pricing of POS Systems

How much does a Payment Asia POS terminal system cost?

The PA Pay POS terminal requires a refundable deposit of HK$1,500, returned at the end of your contract. There are no monthly or annual fees — you only pay transaction-based fees starting from 1.2%.

A smart POS system usually costs more upfront than a traditional credit card machine, but it also does more. Traditional credit card machines typically only support card swipe payments. A smart POS system supports 10+ payment methods (including Alipay, WeChat Pay, FPS, Visa, MasterCard, etc.) and provides a transaction management dashboard and data reports — all with more transparent pricing.

No. The prices of all Payment Asia POS systems are fully transparent, with no setup, monthly, or annual fees. The only cost is the per-transaction rate shown in the pricing table above.

Health foods, grocery, travel, fast food, bakery, cafe, education, charity organizations, and newly established physical retail stores are all eligible for special POS pricing.

Multi-payment acceptance, real-time transaction records, multi-store management, reconciliation report downloads, and free thermal paper. All features are included in the transaction fee — no additional POS system costs.

Online transactions carry higher processing risk and cost, so online payment rates (e.g., Visa/MC 2.9%) are slightly higher than in-store POS fees (e.g., Visa/MC 2.3%). This is standard practice across the payment industry.

Payment Asia offers fast, reliable settlement with timelines that vary by industry and business type. The quickest settlement available is T+0 — same-day settlement (subject to final approval and conditions). The standard settlement period for most merchants is T+1 to T+3 business days. Contact our team to find out the specific settlement terms applicable to your business.

Pricing for Global
Alternative Payment Methods

Fees may vary depending on your business nature, region, and transaction volume. For a detailed and tailored quote, please contact our global sales team at [email protected] and provide your company name, business type, primary target market / country and estimated monthly transaction amount.

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